My husband has dementia and very little savings. At the moment I am still managing to care for him at home. When he needs AL or nursing home care, it will eat his savings very quickly. When his savings are gone will I have to spend the savings and investments I very carefully put away for my later years? I fear that he will not qualify for Medicaid after his savings are gone, because of my savings that are supposed to support me for the next 20 years. Our savings are separate because ours was a late in life marriage. What should I do?