Mom is not going to use her cemetery plot, has option of going to a Federal cemetery for no charge. She now wants to sell it because she needs the money to purchase things she needs like pain patches, etc. Can she do this and keep the money? How does this work with Medicaid?
In some states, such as Maryland and Virginia, the healthy spouse’s retirement portfolio or income will be a factor. We live in Maryland and I am still working full-time. We have depleted our savings to pay for my husband’s care, but he is not eligible for Medicaid because of my retirement account which must also be depleted to qualify him. Unfortunately, I am not eligible to retire yet, so we are living paycheck to paycheck. Frustrating…
Is your Mom a Vet or Dad? National cemeteries and County VA have slightly different rules so make sure you understand them. With National you get a plot and the plaque. Opening of the plot costs us nothing. In the one near me, you must be cremated because its so small. In the County VA, I think the plot is free as is the plaque but you have to pay to have the grave opened. With our tiny cemetery, you need to put ur name in ahead to save a spot. The saving a spot and cost of opening the grave I would call and check out.