Is hospice residence covered by insurance?

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My son has terminal cancer and does not want his 6 yr old son to witness end of life care in home. What does insurance cover for end of life residential care in a Hospice facility?

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Children are amazingly resiliant and can often be included in the terminal care. They can do small chores for the loved one like fetching drinks, turning lights on and off. It is hard at the time and everyone wants to protect them but they recover much faster than the adults.
I once attended a death where a 3 year old had been in the house and seen what was going on. With the mother's permission I asked the little girl if she would like to say goodbye to grandma. I took her by the hand into the adjoining room and she spontaneously went up to Grandma and kissed her then danced back to the rest of the family. When the funeral home came and they were taking grandma out the little girl ran down the hall behind the gurney singing "Bye, bye grandma" It was very touching.
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Quite a lot of private insurance policies do cover hospice
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If he is on disability he is eligible for Medicare.
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My son is 41 and is on disability but does not have Medicare. He has a colostomy and will have a catheter to drain the fluid in his abdomen so his care needs will be somewhat demanding for his wife who has no medical background and has to work. She will check her insurance policy. Thank you.
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How old is your son?

If he is not on Medicare (65+), then you will have to go read the policy that your son has.

If he is Medicare...then his doctor can refer him to hospice. But...if they can provide their service in home..that is where it will be. Medicare does not necessarily provide for hospice in a facility. Some hospice providers do not have beds for the patients they serve.
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