She wants to live in her own home until she passes. It it not a realistic expectation if her health (COPD) deminishes or she developes dementia that will not allow her to live independently. She does not wish to move to live with my out of state sister or have my other sister move in with her. Living with me is not a feasible option. She will not even consider Assisted Living. She has some in home care, but my concern is when living independently is not financially or medically possible. What have others done?