Hi everyone, My grandma has bed in LTC since September. In October we received notice that we must place her house for sale and make reasonable effort to sell it. She is widowed and as I’m her grand child, not her child, I do not have a right to this property after her death. I have been told two different things about what happens with the sales income. 1, once all fees $ the mortgage are paid off, the balance goes to her checking account and she has to pay the full cost of the NH until she is re-eligible for Medicaid. If this is the case, since I’m on her bank account, do I have access to the $ or is it all paid lump sum to the NH and they spread it out? 2, she (or someone somewhere) holds onto the cash from the sale and upon her death, probate determines what goes where to “repay” the NH. I asked if I have access to the funds for because first of all I’d be writing the checks, second it may be considered income for me? And 3 I will essentially be homeless when the house closes. I’ve been on short-term disability for a few months as I am also on Medicaid. I am wondering if I am able to “borrow” against the cash if it’s in a joint account (less than $1000 of $100k) to get settled into a new apartment or if that’s even an option because she won’t have the $$ herself. I would pay it back very quickly bc I’ll be going back 2 jobs, it’s just that recent situations drained all my financial resources. Thanks!!