I’ve had the high deductible Medicare Plan F for a year. I’ve had one ER trip for an ear infection and one doctor visit. Honestly, I’ve been very fearful of seeing any specialists or doing more for my health than just the very basics. I still pay for Part D and a Medigap Plan.
The only “advantage” I can see to sticking with the regular Medicare is that if I want to switch plans I won’t have to fight to get back on Medicare. It does not provide me with medications, vision care, a dental plan or the Silver Sneakers program.
Any opinions or advice for 2020? Thanks.