My mom is 90 years old and in fair health. She lives alone in an independent living community. She can no longer drive or go shopping. I am her only child and have taken over most of her care. My question is when I do her shopping how is the best way of paying for her groceries, clothing, etc. My name is on her bank accounts and I have a POA. I don't want to get in trouble or have it look as though I am spending her money. Also she would like to give some money to her grandchildren while she is still alive and let them enjoy it?