I seem to have a lot of questions lately, but I find this forum so helpful! My mom is 88 and is beginning to have some cognitive difficulties. Presently, she is fretting over her finances and how much she receives each month from her IRA. We go see the financial advisor, and she seems pleased, then later feels he's somehow tricked her. She doesn't like and/or believe my attempts to clarify what transpired. She refuses to let any of us three daughters take over these onerous tasks for her. We each have an equal POA, but Mom says that doesn't apply until she passes away. What happens if she becomes unconscious? If she, or as she, becomes increasingly impaired, how do we handle it. We three don't always agree -- in fact my two sisters don't speak. I am at a complete loss and feel I should consult an elder care attorney. All suggestions are welcome!