I live in an apartment which I have been here for 20+ years and now, just being on disability, I am having a very hard time keeping up with the bills. Yes, unfortunately, I took out a pay day loan and used my car for a title loan! I just do not know what to do about this mess. I also have doctor bills that need attention. This coming week is going to be a disaster with trying to deal with all of these companies that I am obligated with!!