Has anyone used their POA to freeze credit through Experian, et al? Can you walk me through?
I would like to freeze Dee's credit through the reporting agencies Experian, Transunion and equifax. I have researched and if we are doing this for ourSELVES it is now very easily done by automated phone. I can also find the address easily enough. My brother would like to do this as well, but automated phone method won't work for him the problem being his bills now come to my address, he has his own address and is currently in senior living. I do have the addresses for each company. Should I type up the letters and have him sign, then send snail mail? Should I wait for a visit to him and attempt to do on phone with him (he gets easily anxious and with anxious it goes to confused until anxiety lifts). Any suggestions? When I am with him in his own town there won't be computer access. And I can't do it that mode in any case as there is no option for doing it as POA.
Thanks for any information you can provide.
This is now a free service and a good one for preventing ID theft; only problem with it is that if you need to allow access to your credit reporting you have to unfreeze each time.
Thanks for info.
2 Answers
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first...the POA assignment document...must be notarized and witnessed. Then, I was required to send to each reporting agency a county clerks certified copy of the POA...so, I needed to get it filed with the county. Make sure you bring a notarized document from the Doctor stating incompetence.
then..include all that in a letter to each agency. They will each assign a pass code to unlock should it ever be needed....
it is a huge pain, but sometimes necessary