I am trying to find additional money to help pay for my brother's assisted living bills. He has vascular dementia and Alzheimer's Disease. He also has Major Depressive Disorder. He is medically eligible for Medicaid, but I would have to move him to the skilled nursing portion of his care facility to apply for Medicaid. He would have to move out of his comfortable room into the hospital ward-like beds of skilled care. His clinical depression is eased somewhat by the pleasant surroundings of his assisted living room. If he moves to the clinic-like skilled nursing section, I'm concerned that his depression would increase and his decline from his dementia would only get worse. I am his financial POA, and I need an additional $1,600 a month added to his social security and pension to keep him in his assisted living room. I have been dipping into his savings to pay the current bills, but his money will soon run out. I am 70 years old and retired with health problems of my own and have no assets I can use to pay my brother's bills. I am considering using GoFundMe to do fundraising for my brother. Has anyone gone this route? Any suggestions or opinions? Thanks very much.
Unfortunately, not using Medicaid because you don't want to move your brother to skilled nursing isn't going to fly. Taxpayers will already pay for his care with Medicaid, yet you're asking for even more.
It won't work.
I feel like a GoFundMe page would not be reliable or consistent to rely upon for his care. I wish I had a better answer for you and for me. He needs to apply to Medicaid.
People think that things get easier as you get older, but they really don't!
are in the same boat, start looking now and ask the financial questions.
I think you may know that.
If you are considering using charity, it may be ethical to spend down his assets before asking for help.
People who would donate might not feel like supporting him in the better room.
Sorry it has come to this, but I think applying for medicaid will keep him with a roof over his head.
You say you are 70. Assuming most of your friends and family in same age group, how many of them are going to be willing to donate each month to cover 1600 in a housing expense...that brother could get for nothing. Many of your friends (and friends of friends) are in the same predicament at this point in their life. They are running out of money to continue living in AL and have to go to the Medicaid NH bed. AL is for people who have amassed some wealth that will last throughout their life to accommodate the AL facility. Even those with wealth can have health that goes down hill and they need more care than AL will do. Those people end up hiring outside help to do what AL won't do.
I donate to many gofundme accounts based on what I think is reasonable. An example is a family trying to raise $20-25K for a funeral when the story says they left behind small children. The survivng spouse is going to need some financial help ongoing after the funeral to figure out how to survive on one income. The living want the big 'going out' funeral, perhaps as a show of how much they loved their person, however that much money is just going down in the hole with the person they are burying and they will still need help for the living family. It's not necessary to rent the funeral chapel, the family car or other things from the funeral home. Hold the entire service at a church or the cemetery. Only do the basics at the funeral home. The extravaganza funerals, when a family has to learn to live with out the contributions from the deceased, are those I decline. I'm not trying to sound hard hearted at all.
I just don't see you would ever be able to raise 1600 from your friends and family on a monthly basis. Not when many of them are probably running out of money for AL care and having to make the same NH bed move for their own loved ones.
Perhaps you could go talk with the facility to explain your fears. While he may have to move to another area to get the Medicaid bed, perhaps they can keep him engaged with the same activities in the old area. The money for the gofundme will be designated (by your own words when you post it) for your brother's care --- this would be income for your brother. It could raise issues for Medicaid (maybe, maybe not) and a question to ask an atty before you step into that mess.
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