So far, I've gotten two phone calls from credit card companies telling me that my grandma asked them to call me because I handle her finances. All I do is make sure her phone bills are paid. Her credit card debt is over my head. The only thing I've even seen or known about was a Capital One card with 16k on it and a bank card who just told me had 2k on it. Neither one of them's ever going to be paid. Mom has no money in her account because she keeps getting cash out and not knowing where she's spending it (I've already stopped her debit card because someone else besides her was using it, but it wasn't fraud cause she let them) All I'm trying to do is keep money in the account so she can afford to live in a DECENT home, but it leaves just as quickly as social security goes in.
So, my question is can these creditors really expect a payment? Her account may only have on average 300 bucks a month and she only gets paid in a pension & social security. However, there's no money for a lawyer because she keeps getting out waay to much cash. I live on $80 cash for myself. I give my grandma a few hundred as her initial budget...spends it, then goes to get more. Then when her auto-bills come out the account is overdrawn.
I don't want to be responsible for her d**n credit cards. Legally, I'm not but I don't want them calling me either.