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Quit job to take care of quadraplegic boyfriend for. 3 years ,no help, 24 hour care. When he passed away ,not even a thank you . Did everything, va paid 2-3 hours every other day for bodily functions, I did cooking ,cleaning,yard work,transferring,driving,shopping,insert if ,wound care medication management,not paid for 24 hour care or thanked. Been together 22 year.

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Rainmom, you can insure your own children and many parents do. However, a large policy on an adult would require a physical and bloodwork. I don't see how that could be done without the insured knowing about it and consenting to it. If the adult lacks mental capacity, they are uninsurable.
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GardenArtist - this is more out of curiosity - when my son was very young and "The Donor" had left the country, my parents took out a large life insurance policy on me naming themselves as beneficiaries. My parents did this to protect themselves and my son as in the event of my death my parents would have most likely become his guardians. After I remarried my husband and I took over ownership of the policy, making the yearly payments - and switched the beneficiary to our sons special needs irrevocable trust. We did this through the company, with my parents consent - all signed off and legally done. What my question is - does the person who is insured, me in this case - have to sign off in agreement to be covered? Could my parents have taken out such a policy without me knowing? When this policy was taken out it was with my full knowledge and consent - no problem. I'm just more curious than anything.
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Someone can NOT name herself as beneficiary; that designation has to be made and the form signed by the policy holder.

Neither can anyone "insert a statement" in a Will. Alteration is forgery.

If this really happened, someone needs to be addressing criminal charges.
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The VA said he was only qualified for bowel program and bath as his service did not occur during wartime.No other funds were available .He had a special needs trust that states caregiver fees are to be paid out of . This was never told to me.his sister had POA, named herself beneficiary on 2 insurance policies , listing me after her death?He knew nothing of this.His will ,he signed ,but she had inserted a statement that stated she gets EVERYTHING.Only after her death ,do his wishes get carried out .when he started asking questions? Where was his money .never gave him an accounting ,she used his special needs trust to pay her rent,etc he went to a probate judge,told him to get a lawyer, has contacted lawyer then got sick and passed away .
Contract implied in law is not a contract.Where services are provided by one person and accepted by another,the law will imply a promise to pay to avoid unjust enrichment to the recipient .Sister got entire mothers estate and entire both brothers estate. Sister had only contacted him twice last year,her children never visited Yet they have everything.
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Aytm731, need more information such as what you do mean by Contract implied by law? Did you have an employment contract drawn up between you and your sig other where he would pay you for being his caregiver? Or are you outside of the States, thus Contract implied by law might mean something else?

Did he put anything in his Will stating that you would receive his Estate or part of said Estate for your time as his Caregiver?

Regarding no thank you... do you mean no thank you from his family? What was your relationship with his family? Are his parents and siblings still alive? Did he have children? Did any of his family visit him? Did he leave them anything in his Will?
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Aytm731, not sure where you are. In some states you may have acquired common law wife status and rights. Check your state laws.
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Nope. You got the VA payment. That implies you consented to that level of compensation. Sorry.
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