Follow
Share

Hi everyone, I've got a complicated (or at least what I think is complicated) lookback question. My mother-in-law is in need of long-term care at a skilled nursing facility. She would otherwise qualify for Medicaid except for a 2014 transfer. In 2014, she sold her mother’s house and made about $40,000.00. She used the $40,000.00 for living/medical expenses and paying down my wife’s student loans. My wife’s student loans were actually taken out in my wife’s name by my mother-in-law (unbeknownst to my wife), and my mother-in-law used most of those funds for living, medical, entertainment, etc. expenses. My understanding is that this $40,000 in 2014 could potentially disqualify her from Medicaid benefits because of the 5 year look back. However, I’m not familiar at all with Medicaid, and I’m looking for guidance and advice as to how best handle this situation. Will the $40,000 2014 gain disqualify her? Are there exceptions or work-arounds on the 5 year gain lookback? She is located in Louisiana. This is all very stressful, so thank you in advance for any help. I truly appreciate it.

This question has been closed for answers. Ask a New Question.
The issue is probably the amount paid on student loans. But since MIL took out the loans it may be treated differently. There should be documentation to back that up.

I too, recommend that you see an elder law attorney.

If she gifted money made from the sale of the house to anyone, that would create a problem with qualification. Money used for her own expenses should not create an issue.
Helpful Answer (2)
Report

Definitely speak with an eldercare attorney. The nursing facility's Medicaid planner may also be able to give you some guidance.
Helpful Answer (2)
Report

You need to ask this of a certified eldercare attorney who is familiar with your State's Medicaid regs.
Helpful Answer (1)
Report

This question has been closed for answers. Ask a New Question.