I have a friend who is single, 70-year-old and still pays mortgage on the home he is living in. He lives alone. His home will be paid off in approximately 15 years but what happens if he falls ill and needs some care and cannot afford his mortgage any longer? He has no other assets, no Pension or 401k, just a very small social security check, and no family to assist him either with his financial situation nor his healthcare. He is all alone. Will he end up on the street like so many others?