My mom just came to live with me. She needs some amount of care. I can foresee that she will likely need more care as the years advance. My plan is to look into some of the home healthcare benefits that she might get from Medicare and from her supplemental insurance. From having my incapacitated grandma living with us when I was young, I know there are things I can't do. My mom was strong and could lift and move grandma. I'm a scrawny weakling and I doubt I could ever be able to lift her, if she needed that.
However, I have to wonder if Mom got incapacitated if she'd get better care in something like assisted living/nursing home than for me to get home healthcare.
On the other hand, my mom doesn't have much money. Despite scrimping and saving, most of her money was eaten-up by "rainy days" (like a leaky roof). I fear that any kind of place that would take someone so broke might not give good care.
Is anyone in this situation? For me, I'm trying to look into all options ahead of time, but want to know what kind of experiences some of you might have had with either decision.