There are 2 other siblings named in the trust as beneficiaries. I'm designated as Mom's POA for assets and medical in her . i'm disabled and live with Mom. Despite attempts conversations since 2001 to uncover her wishes for the titling of her assets [stock portfolio, IRAs, bank accounts and savings bonds] she doesn't guide me. i'm single, no kids and her sole care-taker. My other two surviving siblings are working and/or quite well-off. At the 2nd revision, my wealthy sister intervened without my knowledge and dealt directly with Mom's aty, and the Trust was renamed to be "Trust for [mom] and [me]" - as though our assets were joint or co-mingled, which is not the case at all. She keeps telling me 'you'll need money to live on' ... Dad [deceased 2001] insisted i was to remain in the family home. Mom on occasion says that "they're my kids, too" insisting they get their portions "immediately." i have no kids and am single- i have to take cabs to my doctor apps, spend about $1800 each month on my own RXs, and have SS as my only income. How can i FUND the trust and have accounts retitled in the name of the trust [which is in both our names, but spells out to a T that i'm responsible for insurance, upkeep, maintenance inside and out, utility bills, every cost and every incidental regarding my care and the house. If i were to need to downgrade to a smaller residence, it's spelled out that it's at my own expense. Mom fell in 12/14, and requires major shoulder surgery, and the parade of PT/OT/ Nurses and next is, a social worker, has kept me away from my own ability to pursue medical attention. i can't find the time, and i refuse to leave Mom home alone with people coming in and out. [Basement flood of 4" just took about $12,000to remedy and i still need to remodel her shower] i need to get the Trust funded before forgetfulness/ [the nurse is calling it dementia at the last visit - which helps explain the mood swings, her anger - things totally out of character for her ... she's gone from being a ray of sunlight to being mean, slap-happy, throwing things at me.... screaming at me, punching, pushing, verbally, emotionally and physically abusing me - but she will tells my sisters or nieces that i hollering at her. Yes - i'm now at the point that i do yell at her to PLEASE STOP! But it scares me what the information she tells them will come out as. i'm the one with the bruises and in trying to help her with a shower, she pushed me against a door which had a 6' thick bevel-mirrored door, causing it to shatter against my back. i'm tired, angry, hurt [she screams that she wishes i were never born or were dead]. i get no help - nor encouragement nor even questions or conversation from my sisters.
Most accounts are JT w/rights of survivorship - but there's a caveat in the Trust [both our names are in the title of the Trust though] that the JT titling was ONLY for the Mom's convenience so i could handle her banking over the past 20 years. (She's had 3 cornea transplants and doesn't see well at all).
How can i honor Mom's wishes, avoid probate, and i certainly can't afford to pay the tax on the funds just to divy out monies to my sisters. i've been trying since June just to get her to call the attorney to fix a mistake that his office made. She defies me, and all i get is: "...tomorrow....." She won't guide me regarding the stocks, etc: but she's fully aware that i cannot keep up the house whatsoever without proper titling, to honor the Trust's stipends. My hands are tied in even tending to my own affairs. Sorry for the lengthy question/s ... i'm losing much much more than sleep. i lost my Mom, to time, illness, anger and her stubbornness to either do exercises so she doesn't fall again [5 falls since Feb '15]/ thanks for your compassion, patience and advice. Is there a resource i can consultt? i can't call her attorney - he only makes things worse for me at each revision - at his own doing, and Mom doesn't correct him. i've got to get this settled though before it's known that in some obscure nurses's notes the word dementia will appear. Thank you. God bless ~