Financial Management: Any recommendations on back ups if something were to happen to me?

Someguy, I recommend finding a certified elder law attorney that handles these situations.

A good CELA firm will have licensed fiduciaries on staff or contracted and that is who would step in to help dad.

You can find one in your area at www.nelf.org. ours gave us a free consultation and they were 10% of the cost of "elder law" attorneys that weren't certified.

You should find out about your own legal documents when you meet with them. You are never to young to have your affairs in order, in case something happens.

You can have his Accountant/CPA do it for him. Even better if CPA is also Elder law Atty. You can set this up for him. Hugs 🤗

I learned about "Guardian Services" through our Elder Law Attorney. We have requested that the attorney hire the guardian services if we end up alone and unable to care for ourselves in every aspect AND we requested that the attorney oversee the guardian services so that there is an additional layer of trust and accountability. This really brings peace of mind.

We have set up with a local trust company to be a fiduciary if something happens to me. They will make arrangements to have my husband with home care or placed somewhere (nursing home, memory care) if something happens to me.

Contact elder care attorney or geriatric care managers, National Counsel on Aging may be able to steer you in right direction.

Look into Geriatric Care managers also.

Besides having a feduciary as the back-up, make sure you have passwords and logins in some sort of system that the next PoA can easily find and use.

On his Powers of attorney, he can appoint a fiduciary or even a bank to take over should something happen to him. My folks had me, then my brother, then their bank in that order.

He should have back-ups for everything, not just financial. Who would take care of his medical decisions if you weren't there?

If your name is right you are in California?
You have then the availability of contacting some of the best Fiduciaries, imho. PM me if you are in SoCal.
Contact the PFAC, of Professional Fiduciary Assn of California at www.pfac-pro.org or at 866-886-7322 or at 954 La Mirada St. Laguna Beach, Ca 92651.
A Fiduciary will be known if you contact an Elder Law Attorney or a Trust and Estate Attorney also, as they see them appointed by State Courts.
I currently know a fiduciary who manages the estate of my brother's ex. and manages his care as well. He is stellar.
You may be able to meet with and have a Fiduciary added as a secondary on your POA if Dad is competent to do paperwork.