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In terms of the walk-in tubs. I am not a big fan. They are not an 'age-proof' solution. My recommendation is don't waste your precious savings on this solution. For more details read: http://homeability.com/a-walk-in-bathtub-your-biggest-mistake/
A curbless shower is the most age-proof solution. For other alternative bathing solutions read: homeability/bathtub-transfer-chairs-lifts-benches/
My mom also has a "tub cutout" in her regular tub. She lives in an independent living facility that is about 30+ years old. Rather than redo the bathroom, they just cut an opening about 12" wide out of the side of the tub. It still has a bit of a lip so that the water doesn't come out. We have a bench in there that she can sit on. It works pretty well. Not ideal, but not the thousands of dollars a walk-in tub would cost. You could probably get someone to make the tub changes for $500 or less. Google "tub cutout insert" and you'll see pictures of what I'm talking about. We have a hand-held shower attachment and she's good to go.
You finish with arms on either side of the toilet so it is easier to pull yourself up.
This is a simple task but the toilet bolts can be hard to get off and may need someone younger to get down on the floor which you may not be able to accomplish. I personally was able to install rails and the frame my self but it entailed lying on the floor which was difficult to get up again. I can see many people could not accomplish this but the financial investment was very small and works fine for me. Another thing you can do if you have a commode is take the bucket out and slip the frame over the toilet.