Hello, my mother has FTD dementia and obviously cannot hold a job despite being merely 60 years old. Her husband died last year. She is living on her own and is physically/mentally fine for now since she is only in the early stages. That being said, she has significant financial issues now that she can't work. I am hoping people can share their tips on what programs are available (she doesn't qualify for Medicaid, yet) to help financially?
Currently she gets SSDI checks and widow's benefits. We have her property taxes "deferred" meaning she can elect not to pay them until death. We are desperate to keep her in her house as long as possible so that she can enjoy a decent life still (again, she's early stages of FTD). She lives in Fort Bend County Texas. The issue I am running into is, her ONLY source of joy is a 2 acre plot of farmland that she raises a couple cows on (she has no friends due to the FTD behavioral issues). This land disqualifies her from Medicaid because it is worth $15k. And besides, she would be devastated if we sold the land. But the problem is, if we don't stem the financial bleeding, she will have no choice but to sell the land. So I am basically looking for financial assistance programs for disabled people under 65 who don't qualify for Medicaid. This is a woman who worked for 40 years and lost $500k to a Nigerian wire/email scam, lost her husband. Her life looks nothing like it once did - it is a total nightmare. Our big problem is that most programs require Medicaid eligibility, so I ask that any suggestions keep in mind that she does not qualify for Medicaid. Any help is appreciated.
Her bills include:
Verizon cell phone,
$600!! Medicare Supplemental Insurance (expensive b/c under 65 has 1 option in TX),
Groceries at Randall's/Kroger/HEB
Rx Drugs but these are like $20/mo
Natural Gas Bills
She has very little "disposable" income