Follow
Share

Or will they take all of the refund? Thank you for your time to answer the question

This question has been closed for answers. Ask a New Question.
Find Care & Housing
No, the income of each spouse is separate and your income will not be attributed to your husband. Only his own, separate income is counted for purposes of his Medicaid eligibility. This is a FEDERAL law so it applies to all 50 states. I have a chapter in my book on how income is divided between husband and wife, and it is frequently possible for the at-home spouse to protect a portion of the nursing home spouse's income, if the at-home spouse's income is below a certain threshold.
Helpful Answer (0)
Report

If you can afford it, I would get an attorney specializing in Medicaid. I can tell you my experiences helping my parents, though,
Does your husband live with you? If he is in a nursing home, someone there could also help you. Each state is a little different, so you might want to contact the Department of Human Services in your state and they can help you through the process. My mom is on Medicaid; she lives with my dad. They are allowed the house and one vehicle. As a community spouse, my dad can have about $15,000 in assets (he has 2 junky pick-ups, a small annuity, and a property worth about $8,000). They both had to turn their life insurance policies into pre-paid funeral arrangements--again a funeral director can help with this, they are very familiar with doing this the correct way. They can have no more than $2,000 in the bank at any one time; this includes all accounts.
If you are getting an income tax return that would put your bank account over $2,000; you might look at ways to immediately spend that down--house repairs, furniture, eye glasses, dental work, hearing aides. Best wishes!
Helpful Answer (4)
Report

To my knowledge - all assets are counted and split 50/50 when Medicaid is applied for with exceptions of course (such as your home) . You need to talk with your tax person and an elder law attorney.
Area Agencies on Aging offer attorneys #s you may speak to. It is a complicated matter and best discussed with an expert.
Helpful Answer (2)
Report

You need to ask an attorney each state varies. Here in Florida they have to split their monies to different accounts.
Helpful Answer (1)
Report

I recently purchased the book How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets written by K. Gabriel Heiser who so generously gives us answers and advice here on this blog. It is a go to volume with a lot of information. For me, it is helping me formulate questions to ask before I make a decision I will be sorry for later. Thank you Gabriel Heiser!
Helpful Answer (1)
Report

I have been talking to Elder care attorney and he is being a big help I have appointment set up Thank you all for your help
Helpful Answer (0)
Report

This question has been closed for answers. Ask a New Question.