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I am not kidding about everyone being turned down the first time either, I met with people with brain cancer, a man who lost the use of one side of his body and many other issues who had all been turned down. So many people apply that they figure they can weed out a lot of people by refusing. I knew I needed help and could not work and although my family said to forget it and just try to live off my daughters child support, I didn't. When I finally did get disability my family apologized and said they never would have gone through what I did, they would have given up.
In some states, MediCAID will pay family members to care for their loved ones if your loved one qualifies for MediCAID/MediCAL (Californina Medicaid).
Some states allow your loved one to pay you for taking care of them but this must come out of your loved ones funds. A caregiver contract needs to be put in place and all documentation/receipts kept for when your loved ones funds run out and you need to file for MediCAID in the future.
So that could be an option for some people who have some conditions that, although they have been working, can be seen as a disability. They also got Section 8 housing, food stamps for a while and Medicaid and Medicare after the 5 month wait period.
This is one aspect of healthcare that needs to be addressed as more and more elderly are being kept at home instead of the traditional nursing home. It would be interesting to know the statistics of how many people each year have to quit working or start working part- time. The economic and societal impact is probably staggering. Talk about displaced workers! Anyone know of any study? Any researchers or grad students need a project? This website would be a good starting point for researchers.
I had to quit a job paying $22/hr. six years ago at age 59. I could still be working but had to take my small pension (at age 60)and SS (at age 62) early. Eventually, I'll return to work but not at my former job because openings for my previous position are rare and I would have go through a process to get re-certified in my field.
Medicare does not pay for family to care for grannie.
Grannie, however, can pay for family for their caregiving . Grannie probably gets SS or other retirement, and that income can be paid to you for caregiving. You need to get a "personal services contract" done and pay taxes on the income & Grannie does a W-2 and other tax compliance.