Most of you have heard of my caregiving journey. It sounds like many of you are caring for very elderly, stubborn folks who survived the dust bowl, the depression, world war II, etc. My father at 95 will cry and despair that he never thought he would get old. Honestly, there NEVER was a plan that they may need skilled nursing care or in home care. Total denial- that is for OTHER people.
Now mother has been gone for many years, father in SNF.... owned assets. Money is going rapidly to pay for care. I am so thankful that they were frugal. Father made some serious bad financial decisions as dementia set in. So there has been $ so far, but now it is getting more difficult as it is going to be neccessary to plan to sell things, etc.
Those of you with folks that purchased long term care insurance....what a blessing. Anyone else dealing with this?