What does it cost? How do you find one?
My R.N. daughter will be health care proxy, but she and her brother almost came to blows when their father, my ex, developed dementia without having POAs or bank accounts with one of their names on it. I have previously made them joint financial POA and joint executors of the will, but I see now that may not work. I have two LTC policies, so hope that I won't outlive them. That plus my monthly income should take care of expenses for 8 years, by which time I will have died, I hope. I thought of opening a second checking account and trying to keep the amounts the same in each, and putting my son on one and my daughter on another, but that gets complicated. People without family sometimes use an attorney as fiduciary so I wonder if anyone here has information on how that works out.