My mother in law is in her 80s and lives alone. She owns her home but hasn’t been able to maintain it for years, relying on her brother (also elderly) to take care of the yard work and all repairs. Recently, due to a heart condition, she has found herself even more unable to care for the home— not even able to stand and do the dishes or cook for herself. She desperately needs to move, however we don’t know what our options are with the house. She has borrowed against the value of the home several times and it is currently in a very decrepit state. The area that the home is in is no longer desirable and she now owes more on the home than what it’s worth or what we could realisticly sell it for. What happens now? Are we responsible to paying off the balance of the loan? Are their relief programs to help in situations like this? Any advice is appreciated.