No matter which way I tell her she is convinced she will be moving in with me when she no longer can live independently. I have suggested in home care, senior housing, and assisted living. She has had offers from my other two sisters and my son. She is financially stable so she does have choices. My reasons for her not wanting to live with me is that I like my freedom and the fact that we are total opposites in our personalities and how we live our lives. I just do not feel like taking on any more additional responsibilites. She is 81 with no dementia, but does have COPD with mobility issues. My home would need modifications to me her needs which I am not willing to do. How do I convince this tunnel visioned mother who will not accept no to use her money for her care and forget about leaving an inheritence?