My husband with dementia (MHwD)(88) no longer drives; car is in both his name and mine. Should I renew his license (for ID) and do I need to change insurance to say that he's no longer driving? Or should I take his name off the registration (which would necessitate insurance change)?
var listed in my name
You probably don't need to change the insurance, if he's not driving at all, and not likely to get the keys and sneak out. But, if you want to change the insurance, then you should take his name off the registration as well. You might see a cost savings by removing him as an insured driver. If there is a small chance that he might get in the car and drive somewhere, keep the insurance for him!
From my experience, Insurance companies are reluctant to remove anyone from the household, just in case they might drive the vehicle. I had to convince my insurance company that my husband is bed-bound, with partial paralysis and dementia, and could not even get in the car without my help.
Yes, take his name off the insurance as a driver.
If his name is on the car title as “and” I would also take his name off of it.