I stopped by to visit my parents in September last year and found they were in foreclosure and had not been paying bills. I immediately convinced her that maybe I should handle her bills and try to find a place to live before the bank foreclosed. I only had 1 week to set everything up for this was just a short visit. So I was not able to get to the bank till last day and had no clue how to set up accounts. My mother has way too much $ in her account and she was in LOTS of debt I needed time to get a grip on what her financial situation was. So I opened and account in my name, me as primary, added them as secondary, plus had myself added to their joint account as POA. There were allot of auto pay coming out of account and until I determined who they were I monitored accounts...and weighed pros and cons of cost to move and find a place to live or pay the humongous bills she had. it took me a few months to gain access to her accounts and set up profiles and stop all auto payments and decide what to pay. I found some 2 investment accounts I was not aware of worth about $24,000 on in each of their names as individual and worth about equal. I cashed them out and put in account in my name for supplemental income for whatever housing I found them. they only have SS as income. like 2700. mo and I needed senior residence with assisted avail. Now I have all these peoples says I should have done that...I commingled funds...I thought as long as their name was on my account it would be okay. The checks were in their name so I signed as POA and deposited into acct in my name. I only kept enough in their acct so they could go out and buy what they needed for house, food, rest I transferred . Now I think I broke the law and I'm going to be accused of stealing from them...when I'm not..and its going to mess me up with medicaid ....I don't know what to do. ALL the funds in these account are their money. I have a good audit trail for any expenditures I've had to spend on their behalf. I have not nor would I use any of their money except for them. Does anyone know if I can correct this mess or is what I did okay?