My mom and dad have been living in my apartment in my 2 family house for 16 years . I bought the 2 family house when I got married and we all agreed it was so my parents could help with the children . My parents kicked in enough rent to pay my property tax back when it was 3,500 a year which equals 300 a month the going rate for my apartment would be 1500-2000 a month .
I divorced my wife 5 years ago and still live in the home . My taxes went up to 9600 a year and now my mom is paying 500 a month (my dad passed away ) . When he passed away he gifted me his car but because my mom is on ssi I let her forgo rent for 14 months ( 8000) . I retired on a modest pension but never planned on staying in this expensive area . I feel obligated to stay because my mom is still healthy .
My sister got divorced and needed a place to stay so she and my niece moved in for 2 years and lived with my oarents . Though she got a full time job she paid nothing in rent and refused to do anything to help out . I would travel frequently so if it snowed the house would be laden with snow til I returned .
Fast forward to today when now my insurance company is charging me renters insurznce for my mom . I am paying that . I explicitly stated that there would be no dogs in the home but my sister got 2 and expects to kennel them in the apartment with my mom whenever she travels .!
Since the economy went south I am barely squeaking by . I have 3 brothers and a sister and they all are succesful . One travels to europe twice a year and has plenty of money .I told my brothers that I am struggling and one told me "sell my expensive toys to support your parents .
My mom goes to a casino 2-3 times a month for entertainment . She does not have much to do in life so I do not begrudge her that .
My brothers barely call her or visit but my sister does visit often .
At this rate I need to withdraw $ from my home equity line to the tune of 4,000 a year to stay solvent . I can move to a much less expensive area but have my mom
.When my dad had in home hospice I spent 6 hours a day attending to him . My brother went on vacation the last week my dad was alive . He said he wanted him to go on the trip .
Any advice or opinions greatly appreciated . Let me have it I can take the criticism if its due thanks !