Does widow keep health insurance if it was from dead husband’s job?

My question would be, did you not talk to benefits/HR dept at your husbands job to find out what your entitled to after his death? Every employer is different. My husbands is Union related and I am covered after my husbands death. Its my supplemental and a good one so I do not plan on getting rid of it.

You need to call his employer and see if as a Widow you are still entitled to his benefits. If you are, you may have to pay the premium. And it depends on what that premium includes. Mine includes dental, prescriptions and vision. When on traditional Medicare, these are separate policies you need to get and pay for unless you have a Medicare Advantage plan.

Once you find out if your entitled to his benefits and there is a premium to pay, you can research other options to see if you can get a better price. Your Office of Aging can help you there.

If you can find the policy, call the number on the policy. You may even be listed on it too. I strongly recommend you ask the policy holder, and/or, as newbiewife mentioned below, you may have to call the employer to confirm your situation. Best wishes to you, Kpniehaus.

There can't be any blanket reply to this because it depends on the employer's insurance and what it says about coverage for dependents of deceased employees. Best thing to do would be to call the HR department where the spouse worked. Large organizatons may direct you to the employee benefits office or retiree benefits office.

Health insurance for MY own job had the usual assigned beneficiary. I could have named spouse, partner, children, whomever I chose. Look at the policy to see who the designated beneficiary is. And best of luck.