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Is that an insurance-health insurance did you get a booklet when you obtained the coverage if not call your agent and ask-if you were promised home care and are being denied coverage you might have to go to your state insurance agency. Usually only medicaide covers home care except medicaide for a very short period of time after being in the hospital or rehab nursing home and then it is up to the agency in your area that covers medicare pt.s. For home care you usually need long term care insurance which is at least $1200.00 a year if you get when you are younger.
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