I opened up a guardianship account for my brother only to be told I can't do any online banking (no bill pay, no drafts, no debit card). I can only write checks (how prehistoric is this??) and when I need to get cash for pocket money (sandwich, snack, etc) I have to drive into town and go to the bank to write a check to cash. I had all his bills setup on automatic bill pay or drafts - so now that the guardianship was issued I lose all my banking tools. Is this the way it works at all banks or did I just pick one that is totally backwards??