My husband may be looking at going to an ALF or mental health hospital soon. We're not rich, but have acquired 4 homes in 22 years of marriage. 2 were inherited and promised to go to our daughter, the other 2 we live in. He draws too much for Medicaid and only has medicare. I have cancer, but am stable so far. We don't want to sell everything we struggled to get and hold on to in hopes of helping our daughter financially upon our deaths and honor the wishes of those that left us their homes and properties for her. How will we pay for something like this? Since I wont be the one going into an ALF how does that affect me financially? We have always had joint accounts and I can't afford to live month to month on what I draw (under $700). Please help!! I DON'T know what to do at this point and am getting frazzled at best.