93 year old mom will be going into a private pay nursing home in the near future. She has a monthly pension and Social Security almost $3,000 combined. We will use that to help pay for the nursing home. No will, no estate/property. Has 4 credit card bills with $20,000 combined total balance in her name. Do we still pay the monthly payments which comes out to around $1,500 of her $3,000, or should we contact the companies, explain she is in a nursing home, and stop all payments? This is a big area of discussion among family members.