I am a caregiver for my Mother. She has a long term care insurance policy so she will not be applying for Medicaid if and when the time comes for her to go into a Nursing home. Will the agreement be need d for any other reason other than Medicaid. I have 5 siblings and there have been no disagreements at this point. I have been her caregiver since the first of this year. I just found out about the caregiver agreement. I only ask for reimbursable expenses and do not charge for my services. Pro's and con's?