Do benefits stop when you reach 100 years old?

The best advice I have read in the blog is to check directly with the agency, or the pension and insurance . She probably has Medicare along the the AARP sponsored policy which is actually insured with United Health Care insurance. AARP is is the group (sort of like an employer that helps get the lower rates). Medicare will continue on until death, it is very possible the AARP through United Health care would also continue as they are linked . I am aware that some annuities are only good through age 100. Again, Check with each individual entity ! Be sure all papers and information are gathered together in one place and you understand the benefit. Best of Luck!!!

I wanted to mention one more thing, even whole life products can vary from company to company to some degree in regards to the policy maturing, which is why it really is best to ask them about this. My previous post was only in general and not intended for all products. 

Also, if you have whole life insurance and you're asking them questions, it might not hurt to ask them about RPU (Reduced Paid Up) and ETI (extended Term Insurance) options. And, if the price and death benefit stays the same or changes as some point(s), as well as if there are any riders etc.... Really don't be afraid to ask the company questions.

jacobsonbob is referring to a policy maturing which is something that happens to whole life products. I'm keeping this very basic. However, whole life policies have cash value and a set maturity date. When the policy matures, the funds are paid out to the owner. 

Insurance really does depend on the type of insurance and how the company designed the product.

There might be additional options or features that the policy has or doesn't have so it wouldn't hurt to asks the insurance company what every option is, regardless of how big or small, and to point out where all the options are within the policy. 

If MILs is life insurance than probably yes. Life insurance really is protection for those who work and support a family. The older u get the higher the premium. If employer is paying for ur life insurance past retirement, it may only be enough to bury you or it goes down every year after 70, in my Dads instance, until it reaches 15k. This is an important question and I would suggest if a private policy to call the companys involved. If MIL has gotten a pension this long, then she has more than used the amount the company put aside for her.

My aunt was nearly 102 when she passed away. There was never an issue with her receiving her Social Security, her Medicare, or her Medicaid.

Best wishes.

I remember being told years ago by a life-insurance agent that if you have life insurance and reach age 100, you get a birthday present because the policy pays you at the point, just as if you had died. I believe this was for whole-life policies; I don't know if this is still true.

Each policy can be different it depends on how it was written. If you have the policy look it over, if not contact the insurance company.
As for the pension, mine pays out until I die, does not matter how long I live. Contact the particular pension department and ask to talk to someone about the pension and how it is payed out and ask about benefits.
I do not know about AARP endorsed products you would have to contact the company. As far as I know AARP does not write policies but has companies that are endorsed by them so again each would be different.

Some Government pensions do not allow you to collect Social Security, there is a Government Pension Offset that pretty much wipes out any Social Security that you would get. 

Do the most simple things first. Do you have Social Security, or a private/company pension. Perhaps you have both. Social Security continues until death. If you have a pension then check your retirement paperwork or call the retirement office at the company from which you retired or will retire. Ask how long your pension continues. Simple question, and you should get a straight answer.

If the company pension and the attached medical insurance (probably a Medicare supplement) stop at a certain age then you need to take steps to protect yourself when you reach that age.

Worked for a County for 25 years. Never heard of it stopping at a certain age or even if you run out of funds in your account.

I think it would be likely for a pension to stop once all of the money in the account has been paid out.

We have Blue Cross Blue Shield at work; one of my friends looked it up and our insurance ends when we turn 100.

I would get a hold of the state department of insurance where this Insurance in question his located. I would take the matter to them and also get a lawyer, especially on the pension loss. I would also see if APS can step in and help along with other aging services in your area. Another place to visit (if she's on federal benefits) is your local job and family services (also known as human services). I'm not sure if it's true you really can lose a pension of any kind at a certain age, but if it is true that I would be very wary and be prepared to get some very serious help on this one, especially if you were paying the bills but now cannot because of no income. It would be near impossible to reenter the workforce at that age when you should be on alternate income for the aged or disabled. 

Now, as for the life insurance policy, I would see if I could cash in if it's really true that you could lose it at a certain age. If for some reason you did lose it and it goes inactive or your policy closes, you should be able to cash in. You can take that money and pay off your funeral and other related needs such as grave opening  and closing. If your elderly loved one is at a maximum age, it would be a very good idea to either pay off the funeral now or open a POD account and make sure that money is there for added assurance that the money will be there and actually cover her when she goes. Maybe come to think of it, it just seems like a POD account would be the better way to go in case something were to happen to the funeral home and they run off with your money. POD accounts at very least are there beyond that and you can turn the POD account over to the funeral home and make them the beneficiary

Thank you!

Term life insurance policies do have a termination date and this varies depending on the policy and the company. I've been working with life insurance for over 23 years. There are policies that end at age 95 and some that last longer and some that end a lot sooner, so it depends. Not to mention there's other types of life insurance such as whole life and universal. I'd suggest calling their customer service department for the details. If your MIL is the owner, have her with you bc the customer service rep will need to get the owner's approval before they can release any info. Or ask them to mail a letter to whoever the owner is explaining the basics of the policy. Maybe make a list of questions for them to answer in the letter. But before doing that or anything else, I'd talk to the policy owner first. 

Pensions vary from company to company. In fact, some people could lose their pension earlier on if the pension fund of a company fails. That's why I like the idea of one getting a lump sum upon retirement.

I know Social Security/Medicare only stops when one passes away, even if they live to be 115.

Now, term life insurance there is an age limit, I think it is 95 or was 95 years old. I am not sure how this works as I never looked into term life.

i think some life insurance policies end when the insured reaches a certain age. I think ,not sure.

I have no idea but if that is true, it is ridiculous!