I paid my mother's life insurance premiums out of my pocket for over ten year ($4,000) since she could no longer pay her bills due to her Alzheimer's/dementia condition. In addition, I also was her sole primary care giver and during the past 6 years, took care of her 24/7. She recently passed away at which time, me and my siblings discovered that my mother had designated me as her primary beneficiary on the policy. The policy wasn't much ($11,000) however, I assigned $9,200 of it towards her funeral cost. My two siblings charged the remaining funeral cost of $10,000 on a credit card and expect me to reimburse them for one third of the $10,000 ($3,333). In the rush to make the funeral arrangements three days after our mother's death, I agreed to this but on the fourth day, after discussing this with my aunt (my mother's sister) and several cousins, I decided that it wasn't fair that I should also have to contribute $3,333 when I'd already spent $4,000 of my own money to pay for the insurance policy (a fact that my sisters were well aware of through the years, yet they never offered to assist in paying any of the premiums) and then, contributed $9,200 (out of $11,000) towards the funeral expenses as well. Subsequently, I informed my sisters that after careful consideration (reiterating to them again, the valid reasons noted above), I wasn't going to reimburse them $3,333. Note: one of my sisters was very angry when she first learned that our mother had designated me as the primary beneficiary; she even insisted that in addition to reimbursing them the $3,333, I should also divide the remaining $1,800 from the payout, between the three of us; she even made a comment about taking me to court. In feel both of my sisters are not treating me fairly and, that I've contributed more than my fair share towards the funeral expenses, Am I wrong to feel this way? And if not, how can I get them to understand the validity of my decision?