I had to place my mom in a nursing home due to dementia and many, many other issues. Working on cleaning up her estate. Mom was very belligerent and secretive. Sixty days into this, I get a collection notice for $55,000 of credit card debt. It is legitimate. I have been trying to apply for MassHealth as she is going to run out of money very shortly. I have been using an attorney to help with this. However, he says I need to "resolve" the debt issue before we can finish up the MassHealth application. I called the collection agency at the attorney's instructions. He said to make an offer. I offered $10,000 to clean up the debt. All the collection agency says is, "we have to talk to the client" each time I call. This has been going on for weeks. I told them that there will be nothing if the "client" doesn't make a decision. At this point, I am very frightened, tired and worn down by all of the POA work, and my mother threatening my wife and I with lawsuits everyday because of the guardianship we were able to get by the court. I am at wits end. Any input? I need help. Thank you.