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I was doing some research on Medigap policies through the Medicare website (https://www.medicare.gov/find-a-plan/questions/medigap-home.aspx) and I noticed that some Medigap plans are characterized as a "Group Plan" while others are characterized as an "Individual Plan". What is the difference between the two? Does the distinction involve how the premium is charged?

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It's your choice. Join a group plan or do individual.
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So a person can't apply for a Medigap group plan unless their employer, union, or social organization offers it? They can only apply for Medigap individual plans?
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group plans are for 3 or more people in the contract, such as an employer, a union, or even a social organization like AARP. The biggest difference is the scope of coverage. A group of retired people does not need the same coverage as those still working.
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