3-1/2 years ago my step-parent brought me into a legal research situation. The project was supposed to be about a week. I billed accordingly. Needs kept mounting, and mounting and mounting. This person paid for services on behalf of the third party, and run out of money, but not out of "needs".
My step-parent is in their 90s, great health for their age. Money is exhausted and my incurred expenses are not covered, and I have worked full time with limited compensation (about 10% of what I should be making monthly!) and it has dried up my funds, and put me in the "red zone" and danger of losing my own (rented) home.
Moving in with this person is not an option. Ever.
The person isn't ready for assisted living. Way too healthy, mentally and physically.
Needs keep increasing for now project management on construction reno for house this person lives in...ultimately, house will be sold to pay my company's invoices in part. (third party was dissolved by court -recourse still from other individuals to be determined).
I need to get back to my life and my work. I don't have my safeties in place for my own safety net, or pending retirement in ten years. This situation has burned through "everything."
I don't think I am unique in this situation...
Professionally self employed people - adult "only children -- what are you all doing to manage "self care" and "preservation"?
I don't have other family members to delegate to - and this step-parent's remaining siblings won't go near this situation.
How do you delegate next-of-kin and POA responsibilities, ongoing legal, accounting, and now construction project management responsibilities - when there is no money to work with?