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I have a POA for my husband and his mother (who is in a nursing home); they both are not active until my husband is not able to make responsible decisions. He no long has any idea about money; he thinks he can just keep buying. I have taken all the charge cards and check books and his computer; he stills sees things on TV and gets email on his phone.

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I do give him money, so he always has some in his wallet so he doesn't feel diminished. I don't think I can turn off his email since it is in his name and as in most things in his name, he has to make changes which is why I need him to be declared unable to make responsible decisions.
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My POA stipulates it is good when he is no longer able to make decisions. We tried to use it at his mother's bank and they won't accept until we have proof that he is not able to make decisions. His mother's nursing home has accepted it.
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I don't think one needs to have a person declared unable to make responsible decisions if you have Power of Attorney.... if that person isn't making wise decisions due to memory loss, you step in and take care of the finances.

I have POA for my Dad, even though he was doing ok, his caregivers were finding bills thrown into the wastebasket. Oops. So I went over to Dad's house and dug through the recycling only to find more unpaid and over due bills. Not good. That in itself told me it is time to take over the bill paying... for me I had all of Dad's bills sent to my house so I could have control over them. For you, if possible you get to the mailbox before hubby does.

You did the right thing taking your hubby's credit cards, check books and computer. I would suggest giving him an allowance so he can have some dollar bills in his wallet. Your hubby is light years ahead of me by him getting his email on his phone... my phone doesn't even offer that option. Is there anyway you can turn off that option on his phone? How much email does he get? Can friends/relatives write to your email instead?
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