Back in 2007 my father fell and had to temporarily leave the house for recovery. I asked my Mom to be put on their bank accounts because none of the kids (4) would be financially able to help them with their bills. But I could write checks on their behalf if they were both unable to do so. Determined that Dad had the beginnings of dementia. He died on May 25th, 2013, 6 yrs later, at age 90 due to withdrawal from desire to live. It has been a nightmare dealing with my brothers. It would take too long to explain but my oldest brother was made the 1st choice DPOA for my Dad and my mom made me her 1st choice DPOA. Now that Dad has died, the DPOA is no longer in force for my Dad. My brothers do not trust me as my mom's DPOA. Before Dad died, they tried to get Mom to change her DPOA. Two of them live out of town and did not/nor do not deal with them on a daily basis. Mom suffered a stroke in March. Luckily, I had her evaluated by a neuropsychologist just before the atty meeting. My third brother who lives near me suffered a stroke and had just left the hospital 3 days earlier. Needless to say, the meeting with the atty caught me by surprise. Luckily, I had a copy of the dr's eval which showed Mom could not make nor understand such complicated decisions. She could have a number of years ago.
All of this is a preamble to this, before Dad died, my brothers had themselves put on Mom/Dad's bank accts. I believe with JTRS. I have death certificates for my Dad. I pay all of Mom's bills out of her acct with her permission. I am having difficulty going to the bank with the death certificate because I am afraid the account will be frozen. My two out of town brothers are co-executors of Dad's will which essentially says everything goes to my Mom. I do not know what they are doing with the will or whether they are filing it with the courts. Our relationships have become hostile since the atty meeting.
I need to go to the bank (Texas). Am I worrying for nothing? Has anyone had to deal with this before? It is almost like I want to give them just so much info, not withhold anything of course, but enough to find out if I need to open a new account with my Mom's funds to pay her bills.
Please help! Thanks