Death very recent. Brother was single with no children. We have no other siblings alive. Have not hired attorney for probate yet and will have to use credit to do so. Home will need repair before I can sell. Only choice will be to get home in my name and try to arrange an equity loan to use for repair. Can I notify credit card companies before probate occurs to avoid late fees, interest, etc. and even making payments? Will I have to sell home in order to pay credit card debt?