so dad has a new plan. ( i could strangle whomever is telling him this stuff!) but ive caught wind that dad is considering a reverse moratgage. i agreed to work here in lieu of monthy payments, id get half this house after he passes. ( yes, im the daughter that has been cleaning/upgrading this house, and i still have to work for my part) lately this house has been falling apart. we got red tagged by gas company and he only repaired just enough to get the gas back on, but its still leaking all outside.my window. i also found out that behind the cheesy paneling in my room is fiberglass insulation. great. that explains my skin problems.
so i can always read him ,when hes acting smug or sneaky, hes done something mean to me he thinks is fun.
hes never been good with money, mom took care of that. when she went into nursing home, he spent over 100,000. of his own money on a time share condo in mexico! got ripped off. 3 years ago i had a credit card ( seperate account,different number my name, he primary) when i was very sick before my surgery id have to get away from here, but any charges i made, i paid for out of my check ( yes i have proof) when he canceled MY card when i was out of town in the hospitol the day before payday, he did it to be a jerk. my card had never been near maxed out. i gave dad cash and i got reciepts when i did. the account was never not paid so it was in great standing when he canceled it. i saw what a jerk he was about the whole thing, i paid mine off completly and closed it. 2 1/2 -3 tears ago. well that his only thing he has to complain about. everytime he talks to sister, she talks him into changinf passcodes so i cant get in. but he forgets the next day, i change it back and he can go online.
now when i was 'conned' into coming here, since brother had several cards in his name he didnt knwo about, i canceled them. i put everything online. i enrolled him in privacy assist so i hes not got new cards, see that hes paying his bills, eyc.. well he bought a toilet for judy so now hes broke. keep in mind the gas company has shut off our services. rather than ask me for help, he refuses to even let me look at statements he has to pick his 'your a mooch piece of shit, the usual. he says hes STILL paying %28 intrest on the amex.. i said no, i paid that card and its closed. in good standing. i printed off his credit report and showed him. that pissed him off. he gets his buddy to change the passcode to privacy assist and that required a lot of digging through several of my accounts to do. ok. so i talk to the guy, explain and ask him to change it back, he did.
sorry getting long. anyway.. hes his 'slick willy' face, the one he gets when he has done something really nasty to me for revenge. he is shockingly unconcerned with house repair. he suddenly cant find his living trust in his safe ( i dont have combo) he still crys poor mouth everyday, but he goes out to dinner with his friends 2 times a week. he buys food for his byddies but none for the house. i buy grocerys, he steals them.( 2 fridges) but none of his credit cards are bad at all, 3 are 0 and inactive. 2 have about 2,000, none are in collections or gone unpaid. but hes still saying hes worried. ok, gather all your bills, utilities, bank statements, any bill you own, put in a pile on table, ill sort it out and put on easy payment plan with the creditors. when i was asking him 'im still getting this house after you die, right? first joyce and i split it ( as in the living trust) but he always assured me that i would get a bigger chunk because i never agreed to give up my livleyhood to be homless! now ive caught wind hes considering a reverse mortgage because that would leave me ass out! can i at least get myself on as a creditor for the large amount of work ive done here? even when hes planning on doing this on purpose because he thinks my work isnt worth anything now. ive kept pictures ,papers, im used to having to cover my butt. sad. what can i do here? sister thinks because im adopted and shes not, that i shouldnt get a dime. im the only one that helped him when he was being abused, im the one that has cleaned/scrubbed/painted/ revamped this entire house. i gave up my sec8 because he assured me over and over, id never be homeless, 'trust him' yeah right. he even calls me theo when hes yelling at me now. that was mom. i was right. he is punishing me for things mom did. but this house has made me sick from mold, insects, gas leaks and fiberglass insulation behind peeling paneling.and i STILL help this house clean. the house wont be worth much because he refuses to let my friend ( i would pay for,hes a contrator) make very needed repairs! so some idiot told him reverse motrgage will give him money now, then kids get nothing. so he can play bigshot, and ill be homeless? i have to find a legal way to get paid here. i did NOT bust my ass cleaning and being treated horribly by this man to walk away with nothing. what can i do legally