My father is rapidly depleting his resources, spending $150,000 a year under the table on care. He is of sound mind but is physically disabled from Parkinsons. He loves his caregiver and she does a great job but my family is very upset by his spending so much money and not bargaining with her. He's 93!!! and could live a lot longer. What happens if he runs out of money? What's the next step especially if the caregiver leaves? Can he be easily placed in a nursing home?We could not care for him. I'm a nurse and could not manage ie get him up, etc.