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This is new to me. My nephew which lived with my dad was his caregiver and was in charge of his finance but had a heart attack at 39 yrs.of age and passed away 8 months ago. So that's when I moved in and found out the my nephew had dad take out a home equity loan not sure for what and wasn,'t making the payments and I think its too late to save dad's house. He receives $1588 from Pensi. I also found out dad's borrowed from his life insurance policies and now has no life insurance and no money. I rented a 5 bedroom home and moved dad in with me. Please if anyone can direct me where to go or what to do first. Thanks in advance!

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Clara, go to the Arizona website: azdes.gov/daas/aging/ for information
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Start by getting 5 years of bank records and tax returns to see if he can qualify for Medicaid. They will want to know where the money went. If he needs homecare, that would be ordered by his MD. If he was a wartime vet, call the VA about Aid & Attendance if he needs assistance with bathing, dressing or eating.
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no edit function so: when you get to the site above: type in "benefits for seniors", "help for seniors", etc.
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Okay, here is a good site for all government benefits available:

http://www.usa.gov/index.shtml (if the link does not work) type in
http:/www.usa.gov
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Hi: Not sure if you mean that the $1500 is Pension only or Pension and social security. You would have to check with your State/Benefits for the Elderly to find out if he qualifies for anything else. He must be receiving Medicare. You need to find out exactly what his financial situation is: pension, disability, social security, medicare, savings, etc. Then, a determination can be made as to what he qualifies for. As you ae living with him, I imagine this would count as income since you are paying the rent, food, or a portion thereof. But first you need all this information in hand. then you can contact your local Medicare office ... there is also a handbook "benefits for elderly" (google it). If he was in the Service, there "may" be benefits there. These are all need-based.
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I'm not sure why it would matter if the house is saved. Get it sold and be done with it. Borrowing on the life insurance policies just reduces the payment if your dad dies. Check with the insurance company as to what would be paid out if your dad should die tomorrow. If dad has a pension, do you mean he has Social Security, or something else? Not sure here of dad's age or whether he is disabled, but if he doesn't already have SS and Medicare, help him apply for those. What type of assistance are you looking for? Cash, medical care, housing, legal advice or ????
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