My Mother passed away last April and was the primary bill payer for her and my father. Their income was limited to begin with, then Dad's retirement benefits quit paying their prescription costs, etc. so they could barely afford to live and pay all their bills. To pay their bills every month, my Mother used 2 credit cards and more often used those "checks" they'd send in the mail. I know she was starting to have some problems with dementia, so I don't know if she used them, not knowing it'll all come back as debt, but now my Dad has over $15,000 in credit card debt between the two and he simply cannot pay it. The minimum payment on ONE card alone is more than half his monthly SS income. And the interest and late fees keep stacking up. He has NO assets except the old car he owns. No investments, no other income. He just has enough to pay his rent, groceries, utilities, cable, etc. I've been helping him out with food, etc. but I can't afford to take on much more. What do I do? Can we request the companies write off the debt? If we could get rid of the credit cards, he could afford to live where he's at for a few more years. I need help!