My mom passed away two months ago. She received Medicaid/Medicare Hospice Care. Of course two weeks passed and Medicaid Estate Recovery inquired about her only asset, her house. However, the house was Quit Deeded to me. My mother had only one credit card in her name only which I paid out of my pocket just to keep her credit in good standing. I was told by my attorney not to pay her bills if I'm not a joint holder. Two weeks after I closed the account I received a letter from a major collection agency inquiring about her assets. She had two life insurance policies which I am the beneficiary. Should I cash in the policies and submit payment? I don't know.