Parent will need Medicaid. Daughter has borrowed over $4000 with a promise to pay back to father. She now claims part of it was a "gift" which I know is not true and says that receipts are being kept of items that are being purchased for father, which I have never seen, nor the "items". I am the financial POA and getting closer to parent's need for medicaid. He is in a nursing home now. Who is responsible should there be a penalty?