My mom, 82 years old, lives with me and my sixteen yr. old son. My husband (recently deceased) and I set her up with her own bedroom, living room, and dining room area in our home (we are fortunate to have a large home). Mom has reached a point where she cannot do much for herself anymore. I take care of all her personal hygiene issues: regular bathroom visits, bathing, changing pads and depends, etc.; I fix her three meals a day plus snacks (she is type 2 diabetic); I do her laundry, clean her living space-although sometimes she can and will help dust; I handle all her finances, set up Dr. appts. and handle all her transportation; I handle all her medications, insuring she has what she needs and dispensing them to her when needed including her blood sugar testing daily. I took early retirement from my job in June this year because mom had reached this point where she could no longer handle her personal hygiene and this was not something my husband (may he rest in peace) could do for her. We have charged her what she was paying in her AL apartment, $1600.00 a month since she first moved in over a year ago, however, she did not require the level of care she does now. I don't want to take advantage of her but at the same time, I don't want to short change myself. I have used some of her monies to add things in the house to make it more elder friendly: i.e. safety hand bars in the bathroom, shower chair, etc. I don't know what home health care costs-I live in Florida if that makes a difference. She receives SS, a retirement pension from her job of 30+ yrs. and a small pension from my dad's second job. She is not wealthy, but not in the poor house yet either.